«—SEARCH ALL HOMES IN AREA ON MLS FREE!!!!
"Tammy Noble is by far the most knowledgable and the most ethical realtor I have ever worked with. Her unending tenacity and energy is incredible. She goes above and beyond to help her client to obtain the very best for their needs. She will go the extra mile and more to make sure that every phase of the transactions are treated appropriately and all the details are clearly communicated to her clients. I will never use or recommend anyone other than Tammy Noble for all your realty need. She is outstanding and a league ahead of the rest. My highest regards to her". Nancy I. Nan nnnn
Reno - "The Biggest Little City in the World"
The Reno-Sparks area is full of adventure and just minutes from one of the most beautiful sites in the country, Lake Tahoe. Whether you enjoy biking, hiking, skiing, camping, swimming, boating, kayaking, or enjoy just being close to nature, Reno-Tahoe is the place for you!
Don't miss out on "America's Adventure Place". Nestled in the foothills of the Sierra Mountain Range, you too can call Reno-Sparks "home".
If you are interested in obtaining a information packet of the Reno-Sparks-Tahoe area, please e-mail me at trnoble59@aol.com.
*Click below for a "Short Sale" package
 
|
|
|
|
How Much Can You Afford?
|
|
|
 |
Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. |
|
|
|
|
|
Required
|
Optional
|
Results
|
Receive this Detailed Analysis
|
|
|
|
Your Monthly Payments
|
| |
| Loan Amount: |
|
|
|
| Loan Insurance (
%): |
|
|
|
| Total Loan(Mortgage) Amount: |
|
|
|
| |
|
|
|
| Principal & Interest: |
|
|
|
| Homeowners Insurance: |
|
|
|
| Property Taxes: |
|
|
|
| Condo Fees: |
|
|
|
| Monthly Loan Insurance (%): |
|
|
|
| Total Monthly Payment: |
|
|
|
| |
| Income Needed to Qualify for the Mortgage |
| |
| Total Monthly Loan Payment: |
|
|
| Total Monthly Debt Payment: |
|
|
| Monthly Loan Insurance (%): |
|
|
| Qualifying Income of
% GDS Ratio: |
|
|
| Qualifying Income of % TDS Ratio: |
|
|
| |
| What You Can Afford |
| We are using the % ratio.
|
| Cost of House: |
|
|
| Down Payment: |
|
|
| Loan Value: |
|
|
| Monthly Principal & Interest: |
|
|
| Monthly Insurance: |
|
|
| Monthly Property Tax: |
|
|
| Monthly Condo Fees: |
|
|
| |
| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
|
|
|
|
|